Found 6 blog entries tagged as Buying a Home.

After helping buyers and sellers throughout Placer County for more than two decades, I've noticed that the people who successfully achieve their real estate goals almost always share two important traits:

Honesty and decisiveness.

Every transaction is different. Every family has unique needs and circumstances. But time and time again, these two qualities are what separate the people who reach their goals from those who remain stuck on the sidelines.

Honesty

The first trait is honesty.

Not just honesty with your real estate agent, but honesty with yourself and your partner.

For buyers, that means being realistic about:

  • What you truly need versus what would simply be nice to have
  • What you can comfortably afford
  • What homes…

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Over the past two weeks, I’ve gotten a very clear reminder of how competitive parts of our market have become.

I’ve written offers for two separate clients on three different homes—and in every case, we ran into multiple offers:

  • A home in Springfield at Whitney Oaks (Rocklin) – 2 offers

  • A home in Roseville near Oakmont High School – 6 offers

  • A home in Rollingwood (Fair Oaks) – 2 offers

We successfully secured the Fair Oaks home, passed on the Springfield property, and were just barely outbid in Roseville.

At the same time:

  • Another client was interested in a home near Rocklin High—it received multiple offers before they were ready

  • Another was interested in a home in Orangevale with a great pool…

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Placer County neighborhood in winter preparing for the spring real estate market

Even though spring may still feel a little ways off, this is actually the ideal time to start getting organized if you’re thinking about buying or selling later this year — especially here in Placer County.

In our local market, the homeowners and buyers who prepare early tend to have the smoothest experience once activity begins to pick up.

For Buyers: Get Your Financing in Place Early

If buying this spring is on your radar, now is a great time to begin the pre-approval process.

One practical advantage this time of year is that many buyers are already gathering tax documents and financial records, which often makes getting pre-approved simpler and quicker.

Having a strong pre-approval ready helps:

  • Clarify what price range…

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As we kick off the new year, one topic is dominating conversations across Placer County: mortgage rates have recently dipped to their lowest levels in roughly three years.

While rates are still above the historic lows of the early 2020s, this drop is meaningful — and it’s already influencing real estate decisions for buyers, sellers, and homeowners throughout the region.

Here’s what’s driving the change, why it matters locally, and how to think about it going forward.

What’s Going On With Mortgage Rates?

Over the past several days, mortgage rates have eased due to a combination of factors — including a recent federal mortgage-bond purchase announcement, which helped push bond prices higher and mortgage rates lower.

At the same time,…

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As we close out 2025, December’s numbers provide a clear snapshot of where the Placer County housing market stands heading into the new year. While activity slowed seasonally—as it typically does during the holidays—the market remained firmly tilted toward sellers, supported by limited inventory and steady demand.

Below is a breakdown of what stood out last month and what these trends suggest as we move into 2026.

Inventory & Sales Activity

December continued to reflect a seller’s market, even with fewer listings coming to market late in the year.

  • For-sale inventory: Up 13.3% year-over-year, giving buyers more options than last December

  • Month-over-month inventory: Down 23.2%, reflecting the typical holiday slowdown

  • …

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As we turn the page on another year, it’s a good time to reflect on how the Placer County real estate market performed in 2025 — and what current data and expert forecasts suggest for 2026.

Whether you’re considering buying, selling, or simply planning ahead, understanding where we’ve been and where the market may be headed can help you make more confident, informed decisions.

How the Placer County Market Shaped Up in 2025

2025 was another active year for local real estate, even as the market continued to normalize from the historically fast pace we experienced between 2020 and 2021.

Here’s how the year unfolded:

  • A Steady Seller’s Market
    Limited inventory and consistent demand kept Placer County in seller-favor territory for much of…

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