Found 4 blog entries tagged as home buyers.

If you've been waiting for mortgage rates to come down before buying or selling a home, the last six months have probably been frustrating.

On February 23, the national average for a 30-year mortgage briefly fell below 6%, reaching 5.99%.

As of September 3, that average has climbed to 6.88%.

So, what happened? And perhaps more importantly for buyers and sellers in Placer County, what could cause mortgage rates to move up or down from here?

The Fed Doesn't Directly Control Mortgage Rates

This is probably one of the biggest misconceptions about interest rates.

Since February, the Federal Reserve has met four times and has not raised its short-term interest rate once. It kept rates unchanged at every meeting.

Yet during that same…

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As we move through the second half of summer, the Placer County housing market continues to show remarkable resilience.

While July brought the typical seasonal slowdown from June, buyer demand remained strong enough to keep inventory below where it was a year ago. Home prices continued to appreciate, well-priced listings attracted strong interest, and Placer County remained firmly in a seller's market.

Whether you're buying or selling in Rocklin, Roseville, Loomis, Lincoln, Granite Bay, Auburn, Newcastle, Penryn, Meadow Vista, or elsewhere in Placer County, understanding the latest market trends can help you make better real estate decisions.

If you've been following my monthly market updates, you may also want to read my June 2026 Placer County…

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Whether you're buying or selling a home in Placer County, one of the biggest misconceptions is that success begins and ends with the MLS.

For buyers, many people assume every available home can be found online.

For sellers, many people assume that once their home is listed on the MLS, the marketing is done.

In reality, that's often just the beginning.

Recently, I mailed the letters pictured below to homeowners in a neighborhood where one of my buyers would love to live.

Why?

Because the home they wanted had already gone under contract.

Rather than simply waiting and hoping another similar home would hit the market, I decided to see if there were homeowners who had already been thinking about selling but just hadn't taken the next…

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Congress recently passed what many are calling the most significant federal housing legislation in decades. The bipartisan 21st Century ROAD to Housing Act cleared both the House and Senate with overwhelming support, but it has not become law yet.

As of the time of writing, President Trump has not signed the legislation. He has indicated that he is delaying action while seeking movement from Congress on separate election-related legislation. That means the timing—and even the final outcome—remains uncertain.

So what exactly is in the bill, and more importantly...

Would it actually make housing more affordable here in Placer County?

The Goal: Build More Homes

At its core, the legislation has one primary objective:

Increase America's…

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