Found 2 blog entries tagged as Housing Affordability.

Congress recently passed what many are calling the most significant federal housing legislation in decades. The bipartisan 21st Century ROAD to Housing Act cleared both the House and Senate with overwhelming support, but it has not become law yet.

As of the time of writing, President Trump has not signed the legislation. He has indicated that he is delaying action while seeking movement from Congress on separate election-related legislation. That means the timing—and even the final outcome—remains uncertain.

So what exactly is in the bill, and more importantly...

Would it actually make housing more affordable here in Placer County?

The Goal: Build More Homes

At its core, the legislation has one primary objective:

Increase America's…

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There’s been increasing discussion about two major mortgage ideas that could reshape the U.S. real estate landscape: 50-year mortgages and portable mortgages. These proposals are designed to help unlock a market that has largely frozen in place, offering new ways to improve affordability and mobility—especially in high-cost areas like Placer County.

With inventory remaining tight across our region and throughout California, here’s a clear breakdown of what these proposals mean, how they might help, and what limitations still remain.

The 50-Year Mortgage: Pros, Cons & What It Solves (and Doesn’t)

A 50-year mortgage simply stretches a traditional 30-year mortgage into a longer term, reducing the monthly payment.

Potential Benefits

Lower…

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