As summer winds down, the Placer County housing market is showing several important shifts that could shape the months ahead. With more homes available, stable pricing, and mortgage rates falling to their lowest level in 10 months, both buyers and sellers are finding new opportunities.
Here’s a breakdown of what’s happening in the local market.
Market Activity — Active, Pending & Sold
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Active Listings: Up 21.8% year-over-year, giving buyers more selection (though down 5.8% from July)
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Pending Sales: Up 16.6% month-over-month and 21.1% year-over-year, showing that more buyers are writing offers
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Closed Sales: Down 15.5% year-over-year and 15.7% from July, reflecting a slower—but still moving—market
This mix shows inventory building while buyer activity is rebounding as we transition out of the summer selling season.
Home Prices
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Average Sold Price: $806,000
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↑ 5.6% from last year
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↑ 2.4% from July
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Median Sold Price: $675,000
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Flat year-over-year
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↓ 1.5% from July
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Average Price/SqFt: $353 (↑ 2.3% YoY)
Prices are holding steady despite the increase in listings, a sign that demand remains solid in Placer County cities like Rocklin, Roseville, Lincoln, and Granite Bay.
List-to-Sales Price & Days on Market
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Sold-to-List Price Ratio: 96% — buyers are negotiating about 4% off asking on average
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Average Days on Market: 44 days, up 33% from last year
Homes are taking longer to sell, showing a more balanced market compared to the fast-paced conditions of recent years.
Months of Inventory
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Current Months of Inventory: 3.2 months
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Up from 2.2 months a year ago
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Up from 2.8 months in July
This puts the market in neutral territory, meaning neither buyers nor sellers have a major advantage—a healthy balance heading into fall.
Rates Down = More Buying Power
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May 21st: 7.08% average 30-year fixed
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Sept 5th: 6.29% — the lowest in 10 months
This drop means:
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Monthly payments are about 10% lower for the same loan amount
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Or buyers can borrow 10% more at the same payment
Combined with the increase in available homes, this rate drop is giving buyers more purchasing power than they’ve had all year.
What This Means for You
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If you’re buying: You’ll likely find more options and stronger purchasing power right now.
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If you’re selling: With buyers gaining affordability, positioning your home correctly could draw stronger offers.
If you’d like to see how these trends might impact your buying or selling plans, I’d be happy to walk you through your options.
Call or text: (916) 316-5626
Visit OwnPlacer.com
Patrick Hake
Broker Associate
eXp Realty of California
License #01349088
Things to Do in Placer County This Weekend (Sept 11–14, 2025)
Looking for something fun to do while you keep an eye on the market? Here are three standout events happening around Placer County:
Cruise Nite (Historic Downtown Auburn)
Historic Downtown Auburn (Lincoln Way & various downtown streets)
Friday, September 12, 2025 • 3:00 PM – 10:00 PM
Monthly classic car show with local flavor—cruising, cars, food & community.
https://auburncruisenight.org/
Music in the Park (Clean Slate R&B Review)
Royer Park - 190 Park Drive, Roseville, CA
Sunday, September 14, 2025 • Evening (check local listings)
Enjoy a free outdoor concert as Clean Slate delivers classic R&B under the stars.
https://www.rosevillemusicinthepark.com/
Superhero Sunday at The Fountains
The Fountains at Roseville
Sunday, September 14, 2025 • 12:00 PM – 2:00 PM
Meet your favorite superheroes for a fun, interactive afternoon. Great for families and photo ops.
https://www.fountainsatroseville.com/event-details/power-up-for-superhero-sunday/
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