Found 6 blog entries tagged as Lincoln CA Real Estate.

Yesterday, the Federal Reserve lowered its key interest rate by ¼%, just as most people expected. Normally, that kind of move makes borrowing cheaper. But this time, mortgage rates actually went up.

Earlier in the week, mortgage rates had fallen to some of the lowest levels we’ve seen in years. Then, after the Fed’s press conference, they jumped again. This has now happened several times in a row: the Fed announces a rate cut → the market hopes for more → and mortgage rates end up climbing instead.

 

Why Mortgage Rates Rose After a Fed Cut

The Fed doesn’t directly set mortgage rates. Its short-term rate influences things like credit cards and car loans, but mortgage rates move based on what investors expect from the economy.

When…

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 Inventory Is Rising—But the Market Isn’t the Same for Everyone in Placer County

As we head deeper into summer, the Placer County real estate market has officially shifted. Inventory is rising, giving buyers more options—but sellers are facing stiffer competition. The key takeaway? Not all segments of the market are moving in the same way.

Let’s break it down.

May 2025 Placer County Market Overview

  • Active Listings: Up 47.1% compared to May 2024

  • Pending Sales: 454 homes

  • Median Sales Price: $675,000 (⬆️ 2% from last month; ⏸ flat year-over-year)

  • Days on Market: 29 days (up slightly from last year)

  • Overall Months of Inventory: 2.4 months — Still leaning toward a seller’s market

Inventory by…

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It’s hard to believe, but it has now been five years since the COVID lockdowns began in California. During that time, we’ve seen massive changes in the real estate market, driven by migration trends, shifting home preferences, and fluctuating interest rates.

From the market freeze of early 2020 to the record-breaking price surge of 2021, followed by the correction and stabilization we see today, let’s take a closer look at how Placer County real estate has evolved over the last five years.

Spring 2020: The Market Freeze

When California entered lockdown in March 2020, the real estate market came to a standstill. Open houses were banned, showings were limited, and buyers and sellers hit pause due to uncertainty.

But then, mortgage rates …

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Solar panels can be a great way to lower energy costs and increase a home's appeal, but whether you’re buying or selling a home with solar, there are some important considerations to keep in mind. In Placer County, where areas like Roseville, Rocklin, Lincoln, and Auburn experience rising energy costs—especially in PG&E-serviced areas where rates have increased over 38% since 2021—solar can be an attractive investment. However, evaluating ownership, financing, and roof condition is essential before making a decision. Here’s what you need to know:

For Buyers Considering a Home with Solar Panels

✅ Fully-Owned Panels Add Value – If the solar panels are fully owned, they are treated as part of the home and included in the sale, potentially increasing…

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While many parts of California have seen population declines in recent years, Placer County continues to grow. More people are choosing to relocate here, fueling demand for housing and strengthening our local real estate market. But where are they coming from, and what does this mean for buyers and sellers? Let’s take a closer look.

Placer County’s Population Growth (2020-2024)

Between 2020 and 2024, Placer County’s population grew by approximately 8,100 residents, which equates to an annual growth rate of 0.5%. This growth was largely concentrated in the county’s incorporated cities—Roseville, Rocklin, and Lincoln—which collectively grew by 10,052 residents (0.9% annual growth). Meanwhile, unincorporated areas saw a slight decline of about 1,947…

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Picture this: Nestled in the heart of Placer County, where rolling hills meet pristine fairways and luxury living becomes a daily reality. If you're considering a move from the hustle and bustle of San Francisco or the tech-centric streets of San Jose to a tranquil haven, Placer County might just be your slice of paradise. As you embark on this exciting journey, let us guide you through five exceptional golf course communities, each with its own unique charm and benefits.

  1. Whitney Oaks Golf Club - Rocklin, CA: Stats: 18-hole championship course, 6,800 yards, designed by Johnny Miller and Fred Bliss.

    Nestled in the thriving city of Rocklin, Whitney Oaks Golf Club offers more than just a challenging course – it's a lifestyle. With a welcoming…

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