One of the most common questions I’m hearing lately is:

“Why did that house sell immediately… but the one down the street has been sitting for weeks?”

The short answer: the market is still moving — but it’s moving selectively, especially this time of year.

Placer County remains a seller’s market overall, but as we move deeper into winter, the pace naturally slows. Buyers are still active, but they’re more deliberate, more analytical, and more price-sensitive than they were a year ago. That shift is what’s creating very different outcomes for homes in the same neighborhood.

Here’s what I’m seeing consistently.

What Homes That Are Selling Have in Common

Homes that are selling quickly right now tend to share several important…

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As we move deeper into the winter season, the November housing numbers for Placer County show a market that continues to favor sellers while clearly slowing into its seasonal rhythm. Inventory remains tight, prices are steady, and buyers are still active — though more selective than they were a year ago. Below is a breakdown of how the market shifted and what these trends mean as we head toward 2026.

Inventory & Sales Activity

November saw a mild increase in year-over-year inventory, giving buyers a bit more breathing room, but the month-to-month slowdown reflects the typical holiday season dip.

  • For-sale inventory: Up 8.1% YoY, improving selection slightly.

  • Month-to-month inventory: Down 13%, with fewer new listings entering…

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There’s been increasing discussion about two major mortgage ideas that could reshape the U.S. real estate landscape: 50-year mortgages and portable mortgages. These proposals are designed to help unlock a market that has largely frozen in place, offering new ways to improve affordability and mobility—especially in high-cost areas like Placer County.

With inventory remaining tight across our region and throughout California, here’s a clear breakdown of what these proposals mean, how they might help, and what limitations still remain.

The 50-Year Mortgage: Pros, Cons & What It Solves (and Doesn’t)

A 50-year mortgage simply stretches a traditional 30-year mortgage into a longer term, reducing the monthly payment.

Potential Benefits

Lower…

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As we gather with friends and family today, I want to take a moment to wish you and your loved ones a warm and joyful Thanksgiving. This season always reminds me how fortunate I am to serve such an incredible community here in Placer County. Helping people navigate one of the biggest decisions of their lives — buying or selling a home — is truly an honor, and it’s something I never take for granted.

I’m deeply grateful for the trust so many of you have placed in me over the years. Your referrals, your support, and your confidence allow me to do what I love every single day.

What I’m Personally Thankful For This Year

On a personal note, this Thanksgiving has me reflecting on the blessings in my own life:

  • My health, which allows me to…

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Thanksgiving week is here — which means great food, family time, and (let’s be honest) more slices of pie than any of us planned for. It’s also one of the best times of year to get outside in Placer County. The air is crisp, the fall colors are still hanging on, and local trails are a perfect way to work up an appetite before the big meal or burn off the feast over the weekend.

Whether you’re looking for a mellow family walk or a more challenging hike, here are five of the best trails in Placer County to stretch your legs and enjoy the outdoors this Thanksgiving season.

1. Miners Ravine Trail (Roseville)

Roseville, CA
AllTrails: https://www.alltrails.com/trail/us/california/miners-ravine-trail

A local favorite for good reason. This mostly…

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Thanksgiving week is officially here, and Placer County is starting to feel like fall. Cooler weather, holiday lights, families arriving from out of town, and the smell of cinnamon and cloves creeping into kitchens everywhere — it’s the start of the coziest week of the year.

If you’re hosting Thanksgiving (or just looking forward to some great food and downtime), two things always help set the tone for the week:

âś” A great Thanksgiving pie
âś” Fun local events to enjoy with family and friends

Below is a guide to some of the best pie shops in Placer County along with festive events happening between November 20th and 26th — including the Mountain Mandarin Festival in Roseville, a beloved parade in Loomis, and one of the region’s big holiday craft…

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After a long stretch of dry weather, this week’s rain — and more in the forecast this weekend — is a sure sign that the seasons are changing across Placer County. As temperatures drop and the wet season arrives, now’s the perfect time to tackle a few easy projects that not only protect your home but can also boost its comfort, efficiency, and long-term value.

1. Upgrade Exterior Lighting

With shorter days and darker evenings, good lighting matters more than ever. Swap in LED floodlights, motion-sensing porch lights, or warm-toned landscape lighting to improve safety and add curb appeal. These small touches make your home shine — literally — especially around the holidays.

2. Install a Smart Thermostat

Heating costs can rise quickly once cold…

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October brought a steady, balanced pace to the Placer County housing market. More homes were available compared to last year, prices held firm, and properties took a bit longer to sell — all signs of a healthy, stabilizing market that still leans toward sellers.

Homes for Sale, Pending, and Sold

  • For Sale: Up 10.7% compared to last October, giving buyers more choices

  • Sold: 441 homes, up 5.3% year-over-year, and down slightly (-2%) from September

  • Pending (Under Contract): Up 3.4% YoY, but down 7.1% from last month

  • New Listings: Down 3.7% YoY, showing fewer new properties entering the market

In short: There are more homes available overall, but fewer new ones hitting the market — keeping conditions…

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Yesterday, the Federal Reserve lowered its key interest rate by ¼%, just as most people expected. Normally, that kind of move makes borrowing cheaper. But this time, mortgage rates actually went up.

Earlier in the week, mortgage rates had fallen to some of the lowest levels we’ve seen in years. Then, after the Fed’s press conference, they jumped again. This has now happened several times in a row: the Fed announces a rate cut → the market hopes for more → and mortgage rates end up climbing instead.

 

Why Mortgage Rates Rose After a Fed Cut

The Fed doesn’t directly set mortgage rates. Its short-term rate influences things like credit cards and car loans, but mortgage rates move based on what investors expect from the economy.

When…

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If you’ve been watching the housing market in Placer County, you may have noticed a shift. Over the past 12 months, the number of expired and cancelled home listings has increased by 45% compared to the previous year.

That means more homes in communities like Rocklin, Auburn, and Lincoln are sitting on the market without selling — and for many homeowners, that can be frustrating and costly.

So why is this happening, and how can you make sure your home doesn’t end up on that list?

What the Data Tells Us

Here’s a closer look at how expired and cancelled listings have trended over the past year in Placer County.

 

 Over the past 12 months, expired and cancelled listings have climbed 45%, showing that even in a desirable area like Placer…

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